Newsletter – November 2023

Our theme this month is Albert Einstein’s Eighth Wonder of the World – The Power of Compounding.

Introducing our new Active Global manager, Intermede, and a taste of some of their investments.

This month our theme this month is time in the market vs timing the market. Avoiding the perils of emotionally driven investment decisions, which can often lead to missed opportunities and lower overall returns.

This month we take a deep look at SRI vs ESG investing. A growing number of investors want to encourage companies to act responsibly in addition to delivering financial returns. ESG and SRI are often used interchangeably, but have important differences.

Our theme this month is diversification. Diversifying investments can mitigate risk by balancing the ups and downs of individual shares, and individual countries to reduce their impact on your entire portfolio. A diversified portfolio is more resilient because it’s designed to capture growth while providing relative security during market downturns.

This month our theme is making sense of the “Liberation Day” tariffs, how these events unfolded and what this means for your investments.