About Nicole

Nicole really enjoys making her client’s money work hard, while not taking undue risks. Her approach is to work alongside clients to guide them towards their financial goals and assess opportunities along the way.

Background and approach

Nicole initially trained and worked as a registered nurse, later obtaining a Bachelor Degree in Finance and a Graduate Diploma in Business Studies, both from Massey University.

Nicole’s personable and empathetic nature, coupled with her solid financial experience, enables her to deliver sound, well-structured advice, while building and maintaining long-lasting relationships in the process.

Clients and risk

Her clients range from young savers, just starting out, through to retirees. Tailoring her advice to the risks and needs of each client is her core strength, as well as advising on the best way to structure their affairs, so that they get the maximum out of their life today, without compromising on tomorrow’s lifestyle.


Nicole lives in Ohau in the Horowhenua district, on a lifestyle block with her husband and two teenagers. In her spare time, if she is not in the garden, she’s likely experimenting with new flavours in the kitchen or on the bowling green, perfecting her draw.

Nicole Hoy BBS (Finance)

Certified Financial Planner

 “I’m acutely aware that money is the currency of future choices. While not everyone finds money exciting, everyone aspires to choose their own destiny.”

“I genuinely enjoy working alongside my clients to achieve their financial goals – it’s not just business, it’s personal.”
Nicole Hoy